Posted on Jul 17, 2012 in Roseville and Sacramento Short Sale FAQs

Hello everyone Mark Peek here, your Roseville and Sacramento short sale specialist, thank you for your time today. I work with Keller Williams Realty in the Roseville and Sacramento region and use this blog to share the latest information on your options for avoiding foreclosure. Whether you have seen the value of your home greatly diminished or are just struggling to pay your underwater mortgage each month, stop by my website or call me today to find out how I can help answer all of your real estate questions.

For my blog topic today I wanted to speak with you about your chances of getting a short sale approved through Guild Mortgage. Guild Mortgage services many of the loans that are owned by CalHFA in the Roseville and Sacramento region and I have been successful in getting many short sales approved with their team. Because the loan is almost always owned by CalHFA it can be a very difficult process and may involve submitting a file more than one time. I have had several files with Guild Mortgage that have been declined because they did not meet their rigid short sale standards and had to redone to meet certain guidelines. While this can be frustrating for a Roseville and Sacramento homeowner to go through in my opinion it is simply a matter of not giving up. I have had files with Guild Mortgage get declined multiple times before ultimately getting approved and that is because I do not take no for an answer. When dealing with a lender and investor who are this stringent it is important you find a short sale agent with experience and determination to get your Roseville and Sacramento short sale approved.

If a short sale makes sense for your lender, and it almost always does, they will eventually approve your file which is why I never give up. If you have questions on your Guild Mortgage or would like to get started today fill out a contact form on my website or call me directly to get started. Thank you for your time today and I hope to hear from you soon with all of your real estate questions.

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