Posted on Jan 9, 2013 in Roseville and Sacramento Short Sale FAQs

Hello everyone my name is Mark Peek and I am your Keller Williams short sale specialist for the Roseville and Sacramento area. I work with distressed property owners in the neighborhoods of Roseville and Sacramento every day to help find the best alternatives to foreclosure and use this blog to share my experiences. If you are currently behind on your mortgage or simply need to sell your distressed property fast take a minute to browse through my website or call me directly to learn about all of the options for you.

In my blog today I wanted to talk with Roseville and Sacramento homeowners about a recent Chase Bank short sale that I closed which was rather unique. In this particular case my client was someone who had been unemployed for years and also did not have a bank account. Most Roseville and Sacramento short sales require numerous pay stubs, bank statements, and tax returns but given this person did not have any of these we essentially completed a no document short sale. Chase used the small amount of paperwork that we acquired and given the information on this property was able to approve a short sale rather quickly without a mountain of paperwork. I thought this was important to share because there may be some Roseville and Sacramento homeowners who are in this same situation and assume they cannot short sale. It is possible in this situation that your bank will ask for a letter of explanation but it is not always a deciding factor. If you have an underwater mortgage with Chase Bank please reach out to me with any questions you have.

You can reach me by filling out a contact form on my website or calling my office directly to chat with an experienced agent about your options. On my website you can also find my Short Or Stay Calculator that can help you determine if a short sale is right for you. Thank you for your time today and I look forward to hearing from you soon at Keller Williams Realty in Roseville and Sacramento.

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