Posted on Jan 4, 2013 in Roseville and Sacramento Short Sale FAQs

Hi this is Mark Peek with Keller Williams Real Estate, your short sale and real estate specialist in Roseville and Sacramento. I wanted to talk today about our team’s success in 2012. We closed well over 50 short sales; the final number won’t be known until the next week or so because we have a few files that are waiting to close. We’re reflecting back on the past year to see how the changes in the short sale world have affected us as a team and what our success has been.

One of the things that I recommend if you’re looking for a short sale agent is to consider asking them how many short sales they’ve closed within the last year and how many they’ve actually lost to foreclosure. In 2012 we lost no short sales to foreclosure; not a single one. I’ve got to say we had some of the most challenging short sales ever in 2012 with regards to HOA liens, multiple liens, city down payment housing assistant programs. Regardless, though, we were able to find a solution for each of these problems. We are aggressive at finding solutions, so if you’re looking for a short sale agent that has a can do attitude and will stop at nothing to get your short sale completed, then give us a call. We’d be happy to talk with you about your situation and if you’re interested in listing your home, we can go over a short sale with you.

If you’re considering a short sale at all, I recommend the short sale calculator to see if it’s best to keep your property or if a short sale may be the best financial decision for you. If you enter in your information, it’ll tell you how long it will take for you to break even and what your property value is. Maybe you’re in a situation where you may have a pay cut coming up or your interest rate is going to increase in the next few months; this could put you in a position where you won’t be able to afford your mortgage payment any more. Many homeowners that I’ve been speaking with have been in a situation such as this and tried to work something out with their lender but they just haven’t been cooperative. If you’re in this situation, please give us a call because we’re happy to help you and determine if a short sale is in your best interest.

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