Is It Possible To Get A Short Sale Approved with Golden 1 Credit Union?

Posted on Jul 23, 2012 in Roseville and Sacramento Short Sale FAQs

Hello everyone my name is Mark Peek with Keller Williams Realty, your Roseville and Sacramento short sale specialist, thank you for your time today. I work with distressed property owners in Roseville and Sacramento every day and use my blog to share valuable information on your options for avoiding foreclosure. If you are behind on your mortgage or already considering a short sale take a minute to browse my website for more information or call me directly to get started today.

For my blog today I wanted to speak with you about your chances of short sale success while working with Golden 1 Credit Union on a short sale file. I have been getting a lot of files recently from Roseville and Sacramento homeowners who have a first or second mortgage through Golden 1 and I have heard a lot about them in the past. Many other agents have complained of having problems with their short sale staff but thankfully I can say I have had nothing but success getting files approved. While Golden 1 does not have an actual short sale department they are still rather quick at getting a short sale file approved for our clients. Because they only have a few representatives handling short sale files I have also had the opportunity to build a strong relationship with their staff and have learned what to expect.

If you are considering a short sale on your Roseville and Sacramento property make sure your agent has the experience to help get you a fast approval with all deficiencies waived. If you have questions on your Golden 1 mortgage please call me today to get all your questions answered. Thank you for your time today and I hope to hear from you soon at Keller Williams Realty in Roseville and Sacramento

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Do You Have A Home Loan With American Home Mortgage Servicing/Homeward Residential?

Posted on Jul 20, 2012 in Roseville and Sacramento Short Sale FAQs

Hi, this is Mark Peek at Keller Williams Real Estate, your short sale specialist for the Roseville and Sacramento area. I wanted to talk to you today about American Home Mortgage Servicing. Many of you may have received a notice in the mail stating that they have changed their name to Homeward Residential. Some of my clients started receiving things in the mail from them, typically collection notices, but there wasn’t really any explanation for them. At first, we thought it was a third party trying to collect on their behalf. After further research, they have changed their name, supposedly to provide better service to their customers but that remains to be seen.

If you have any questions about a mortgage that has been transferred to Homeward Residential, I’d be happy to talk to you about that. Essentially everything has stayed the same over there, especially with short sales. The only real change was the name change. If you have any questions or concerns because you’re considering a short sale with Homeward Residential, give me a call and I’d be glad to talk to you about it.

If you’re on the fence and not sure if it’s the right decision for you, you might want to take advantage of the short sale calculator that’s on my website. All you have to do is input your street address, principal balance on your mortgage, interest rate and monthly mortgage payment and it’ll send you a report with information on how long it will take for you to breakeven and if a short sale is the right choice for you given your particular situation. If you have any other questions, you can hit Start at the top of the page and enter in your information or you can give me a call at Keller Williams. Thanks for joining me today, I look forward to helping you with your short sale.

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Midland Mortgage Short Sale Help and Information

Posted on Jul 19, 2012 in Roseville and Sacramento Short Sale FAQs

Hi, Mark Peek here at Keller Williams Real Estate, your Roseville and Sacramento short sale specialists. I want to talk to you today about Midland Mortgage. Do you have a loan with Midland Mortgage that you are in trouble with? Maybe you need some help or you are under water and considering a short sale. You may have had a loan with CitiMortgage before; I know some of Citi’s files were transferred over to Midland.

I have one file right now that is a VA and others that are FHA that are serviced by Midland Mortgage. So if you are considering a short sale with Midland, give me a call so I can talk with you about it further. Also if you are wondering if a short sale is the right decision for you, I recommend you give our short or stay calculator a try. Plug in your information about your mortgage and street address and it will give you back a report that will give you an idea of how long it will take for you to break even on the house and then you will be more prepared to make a better decision about what your next steps might be. If you have any additional questions for me, I would be happy to help. Hit start here at the top of the page and enter your information and I will be happy to follow up with you. You can certainly give me a call as well. Again, I’m Mark Peek with Keller Williams, your Roseville and Sacramento short sale specialists answering all your questions on Midland Mortgage. Thanks and have a good day.

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WIll I Have To Pay Closing Fees Associated With My Short Sale

Posted on Jul 12, 2012 in Roseville and Sacramento Short Sale FAQs

Hello everyone Mark Peek here with the Peek Real Estate Group, your Roseville and Sacramento short sale specialists, thank you for checking out my blog today. I work with Keller Williams Realty in the Roseville and Sacramento area and use my blog to share valuable information with distressed property owners on their options for avoiding foreclosure. If you are behind on your mortgage or not sure what to do with your distressed property fill out the contact form on my website or call me today to learn more about all of your real estate options.

Today I wanted to talk with you about a short sale closing and what to expect as a seller. I wanted to talk about this because often times when completing a short sale I get asked questions about who is responsible for any closing costs or fees associated with the real estate transaction. On a short sale contract there is a separate page that lists what the buyer or seller will pay in regards to escrow fees, inspections, and city transfer fees. Often these fees are listed as being paid by the seller but you need not worry because this not usually the case. Since this a short sale and not an equity sale any fees or payments associated with the closing must be approved by the lender of the initial mortgage. Part of the negotiation process while working with your lender is making sure those fees are covered by the bank from the proceeds of the home sale. Every Roseville and Sacramento short sale I take on is with the goal of selling your home with absolutely zero out of pocket costs and all deficiencies waived.

Don’t let the concern of expensive closing costs or escrow fees stop you from getting our from under your distressed property. Give me a call today or fill out the contact form on my website to discuss your unique real estate situation and how I can help you avoid foreclosure. Thank you for your time today and I hope to hear from you soon at Keller Williams Realty in Roseville and Sacramento.

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