How to be Successful with your Wells Fargo and HAFA Short Sale on your Home

Posted on Oct 27, 2012 in Roseville and Sacramento Short Sale FAQs

Hi, this is Mike Peek with Keller Williams Real Estate, your Roseville and Sacramento short sale specialist. I want to talk to you today about recent success with a Wells Fargo first lien and second lien that was a line of credit short sale. What was really nice about this was not only were these folks underwater by let’s say the property value was half of what their mortgage was with both liens together. Not only that but these folks stayed current on their mortgage. they stayed current and I got the short sale approved on the first and the second lien and we are scheduled to close in a couple of weeks. So if you have a situation and you feel like you want to do a short sale and you want to be current, give me a call and I can talk you through it and see if you might qualify to get your short sale approved while staying current on your payments.

some of you may be wondering what the advantages are to staying current on your payments. Well, the advantages are first of all, if you don’t miss any payments, then your credit score isn’t going to be dinged as much as if you did. the real advantage is this, if you have a special hardship that can qualify for this, then you can potentially purchase another property right after the short sale closes. That’s pretty powerful because not only can you get rid of underwater debt, you can become a buyer in this market. Please give me a call and let me know of any questions you might have and we can see if you might qualify for a short sale where you can stay current on your payments and buy again right away. Again, I’m Mark Peek with Keller Williams, your Roseville and Sacramento short sale specialist. Please contact me today and I can help you decide if a short sale is right for you.

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Wells Fargo & Wachovia Short Sale Help Is Only A Phone Call Or E-Mail Away

Posted on Mar 7, 2012 in Roseville and Sacramento Short Sale FAQs

Hello everyone my name is Mark Peek and I am your short sale specialist in the Roseville and Sacramento and Roseville and Sacramento area, thank you for checking out my blog today. I work with Keller Williams Realty in the Roseville and Sacramento area and use my blog to provide valuable information to homeowners on their options for avoiding foreclosure. If you are behind on your mortgage, or already considering a short sale, please browse my website for more information or contact me directly to discuss your options.

For my blog topic today I wanted to discuss working with Wells Fargo Bank, ASC, or Wachovia Bank on a short sale file and some of my recent experiences. The reason I list three different banks is because Wells Fargo is the parent company of the two smaller companies and all three are essentially under the same umbrella. Wells Fargo is great to work with on a short sale, especially if they own the mortgage and are not just servicing it. Wells Fargo does do a large amount of servicing for Fannie Mae and Freddie Mac and those files will often taken longer due to a separate investor. Both Wells Fargo and Wachovia have a large presence in the Roseville and Sacramento area and I know that many homeowners have their loans through one of these two banks.

If you are considering a short sale and have your loan with Wells Fargo or Wachovia please contact me today to discuss your options for avoiding foreclosure. If you are unsure about the short sale process stop by my website and try out a new product I am offering called the Short Or Stay Calculator. This online service will give you a big picture view of what your home is worth and how far underwater you may be. If your Roseville and Sacramento area home is underwater I want to help you make the best real estate decision possible. Thank you for your time and have a great day.

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Positive Experiences With Wells Fargo Short Sales

Posted on Dec 23, 2011 in Roseville and Sacramento Short Sale FAQs

Hi, this is Mark Peek, your short sale specialist at Keller William’s Real Estate in Roseville and Sacramento. Do you have an underwater mortgage or are facing imminent financial distress? I can help you out of your underwater mortgage, avoid foreclosure and salvage your credit by short selling your home.

Today I wanted to discuss my experiences with one of the nation’s largest lenders, Wells Fargo. Wells Fargo is a very large servicing company and handles a lot of mortgages in this area and throughout the United States. I get a lot of questions from my clients wondering how easy Wells Fargo is to work with on a short sale, how their customer service is and what kind of turnaround time they have.

I can tell you that I have a 100% success rate getting a short sale with Wells Fargo approved and closed. In my opinion, I think they are fairly reasonable to work with no matter how easy or difficult of a situation we’re facing. I’ve had some pretty difficult short sales completed with them, whether they are on the first lien, second lien or both. I’ve gotten all of these short sales approved and closed for my clients, and I’d like to do the same for you.

If you have any specific questions about your situation, feel free to give me a call. You can also click the "Start Here" button at the top of the page, fill out the "Getting Started" form on my website, which allows me to contact you, or just call or email me. I am always here to answer your questions, educate and inform you and help guide you through the short sale process. Doing a short sale can sometimes be a complicated thing, and you shouldn’t just choose anyone to help you, so please call me, Mark Peek, your short sale specialist, today.

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