Posted on Aug 22, 2012 in Roseville and Sacramento Short Sale FAQs

Hello everyone my name is Mark Peek with Keller Williams Realty, your Roseville and Sacramento short sale specialist, thank you for your time today. I work with distressed property owners in the Roseville and Sacramento area every day and use this blog to keep homeowners up to date on their options for avoiding foreclosure. If your mortgage is underwater or you are already considering a short sale take a minute to browse my website to learn more about your options or to start your file today.

In my blog today I wanted to talk with Roseville and Sacramento homeowners who have their mortgage through a credit union about the option of a short sale. A credit union is unique in that the members of the union are considering the investors on your loan but I have still been able to get short sales approved. A credit union will normally be more stringent with their short sale guidelines and may also take their time reviewing your file to ensure a short sale is necessary. While I have not attempted one I assume Roseville and Sacramento homeowners who may be nearing default may have problems completing a credit union short sale. This means if you are still current on your payments but foresee an event in the near future that will cause you to miss payments a credit union will likely deny your short sale. In the end a Roseville and Sacramento credit union is just like any other bank in that they want to lose as little money as possible on your home and will consider a short sale if this is the case.

So if you have an upside down mortgage through a credit union and want to start your short sale today call or e-mail me to learn more. Thank you for your time today and I hope to hear from you soon at Keller Williams Realty here in Roseville and Sacramento.

Download My Foreclosure Prevention Package, or get started now by using my Short Sale Calculator

More Short Sale Articles

Leave a Comment